Zumba Instructors Insurance

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Specialist insurance for Zumba Instructors

Cover4Zumba zumba instructor insurance has been created by Weald Insurance Brokers Ltd who have a wealth of experience placing insurance for a wide range of businesses, including affinity groups and specialist schemes. With very competitive premiums and low administration fees, Cover4Zumba zumba instructor insurance offers broad core coverage alongside value added optional covers for all zumba instructors.

Why do I need insurance?

Mistakes happen, and they can result in damage to a client's property, or even worse, a client may be seriously injured. Our insurance can help protect you and your zumba instructor's business when a client makes a claim against you.

What's included?

Our zumba instructor's insurance policy is one of the widest available and automatically includes:

  • Public Liability
  • Professional Indemnity
  • Business Equipment
  • Legal Expenses
  • Money Cover
  • Dance Shows

Cover is also available for:

  • Employer's Liability
  • Personal Accident
As our zumba instructor insurance is underwritten by RSA you can have confidence that each policy is backed by one of the most respected and experienced insurers in the UK. RSA is a leading international specialty insurance group with offices in the United Kingdom. They have financial ratings of A (Strong) by Standard & Poor's and A2 (Good Security) by Moody's Investors Service.

Cover4Zumba is a trading style of Weald Insurance Brokers Ltd who are regulated by the Financial Conduct Authority (FCA) and a member of the British insurance brokers association. Our details on the FCA register can be found by clicking here FCA Register. Visit our website www.wealdinsurance.com for more information.

Free Dance Shows Cover

Free Business Equipment Cover

Free Money Cover

Free Legal Expenses Cover

Civil Liability cover includes Public & Products Liability, Libel and Slander and Professional Indemnity insurances.
  • Public Liability cover can help to protect you against the cost of claims which may be made against you if you negligently cause injury to someone else, or loss or damage to their property, through your actions while you are working as a dance teacher
  • Products Liability cover can help to protect you against the cost of claims which may be made against you if you negligently cause injury to someone else, or loss or damage to their property, through products which you may supply to them in the course of your dance teaching
  • Libel and Slander cover can help to protect you against claims where you are alleged to have defamed another person, either in writing or orally while you are working as a dance teacher. The limit for this part of the cover is £25,000.
  • Professional Indemnity cover can help protect you if claims are brought against you for compensation if you cause harm to another as a result of your professional advice, tuition, or otherwise in the performance of your professional duties as a dance teacher
If an employee is injured or becomes ill as a result of the work they do for you, they may claim compensation from you. Employer's liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness, as well as costs which may be incurred in defending a claim brought against you. If you are not sure if you require this cover, more details can be found in our FAQ - "Do I need employers' liability insurance"
This provides cover for loss or damage to your business equipment. Cover extends to anywhere in the UK, subject to the conditions found in the policy summary and wording. £5,000 of cover is automatically included under the policy. A £250 excess applies.
This provides cover for you and your employees and is valid during your occupation with an age limit of 80. The benefits provided are as follows:
  1. £15,000 - Death and capital benefits
  2. £50 per week - Temporary Total Disablement
  3. £25 per week - Temporary Partial Disablement
Should you be arranging dance shows throughout the year, our policy automatically provides cover for your potential liability for loss or injury to the audience for up to 20 shows with a maximum audience size of 500 persons. Should you be arranging a show with a larger audience, please contact us to obtain a quotation.
This policy covers legal and professional fees, costs and expenses up to an aggregate limit of indemnity of up to £100,000 in connection with legal proceedings in respect of any of the following insured incidents:
  • Disputes with Employees.
  • Employment Awards.
  • Criminal Proceedings Defence Cover.
  • Property Legal Protection.

The following excesses apply to your policy as a whole regardless of the specific cover you have selected. For full details of these please read your Policy Wording/Schedule.

Item Excess
Instructor Equipment £250
Public/Products Liability - Any One Event £250
Professional Indemnity £250

- Get A Quote -

Premium £53.30
Insurance Premium Tax @ 6% £3.30
Administration Fee £1.50
Total Payable (per year) £63.30

Speak to an adviser

01959 588722 Monday to Friday 9.00am - 5.00pm

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